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  1. 広島大学の刊行物
  2. 国際協力研究誌
  3. 25巻1・2号

Household Risk Preferences and Community-based Health Insurance Uptake in Rural Villages, Savannakhet Province, Lao People’s Democratic Republic: Field Experimental Data

https://doi.org/10.15027/47101
https://doi.org/10.15027/47101
dbbe4d27-ae8b-4507-b679-0ebd5adc6ac1
名前 / ファイル ライセンス アクション
JIDC_25-2_55.pdf JIDC_25-2_55.pdf (435.4 KB)
Item type デフォルトアイテムタイプ_(フル)(1)
公開日 2023-03-18
タイトル
タイトル Household Risk Preferences and Community-based Health Insurance Uptake in Rural Villages, Savannakhet Province, Lao People’s Democratic Republic: Field Experimental Data
言語 en
作成者 Sydavong, Thiptaiya

× Sydavong, Thiptaiya

en Sydavong, Thiptaiya

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Goto, Daisaku

× Goto, Daisaku

en Goto, Daisaku

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アクセス権
アクセス権 open access
アクセス権URI http://purl.org/coar/access_right/c_abf2
権利情報
権利情報 Copyright (c) 2019 Graduate School for International Development and Cooperation, Hiroshima University. 本紀要の一部・全部を問わず、著作権者(広島大学大学院国際協力研究科)の文章による許諾なしに複写・翻訳することを禁じます。
主題
主題Scheme Other
主題 Prospect theory
主題
主題Scheme Other
主題 risk aversion
主題
主題Scheme Other
主題 probability prospects
主題
主題Scheme Other
主題 loss aversion
主題
主題Scheme Other
主題 community-based health insurance
主題
主題Scheme Other
主題 rural Lao PDR
主題
主題Scheme NDC
主題 360
内容記述
内容記述 Background: The risk preferences of individuals have an important role in many decisions under uncertainty. Buying insurance is a choice made under uncertain future outcomes. A community-based health insurance (CBHI) scheme has the primary objectives of reducing the health and financial risks related to unexpected catastrophic healthcare expenditures. It is assumed that the more risk-averse or loss-averse that individuals are, the more likely they are to favor the insurance. Objective: This paper examines the association of rural and self-employed households’ likelihood of purchasing the CBHI scheme with their own risk preferences (risk aversions for gains and probability prospects, and loss aversion), which are revealed by the field experiment in the rural villages of Savannakhet Province, Lao People’s Democratic Republic (PDR). Method: To attain this objective, first a structured questionnaire-based household survey is employed to collect 580 rural and self-employed households’ objective data. Moreover, an incentive compatible lottery choice field experiment (Tanaka et al, 2010) is conducted to assess their risk preferences, which allows us to test the validity of the expected utility theory (EUT) and prospect theory (PT) assumptions simultaneously. Second, probit regressions are applied to examine the association between their CBHI participation and their risk preferences by controlling their demographic and economic backgrounds. Results: The findings of our study show that the probability of a household’s decision to enroll in the CBHI scheme is independent of the risk aversion towards gains but is significantly associated with the risk aversion towards probability prospects. A weak correlation between loss aversion and the choice to participate the scheme is found when CBHI ex-members are excluded and more demographic and economic related variables are controlled in the regression.
言語 en
出版者
出版者 広島大学大学院国際協力研究科
言語
言語 eng
資源タイプ
資源タイプ識別子 http://purl.org/coar/resource_type/c_6501
資源タイプ departmental bulletin paper
出版タイプ
出版タイプ VoR
出版タイプResource http://purl.org/coar/version/c_970fb48d4fbd8a85
ID登録
ID登録 10.15027/47101
ID登録タイプ JaLC
収録物識別子
収録物識別子タイプ ISSN
収録物識別子 1341-0903
収録物識別子
収録物識別子タイプ NCID
収録物識別子 AN10482914
開始ページ
開始ページ 55
書誌情報 国際協力研究誌
Journal of International Development and Cooperation

巻 25, 号 1・2, p. 55-67, 発行日 2019-03-01
見出し
大見出し 原著論文
言語 ja
見出し
大見出し Article
言語 en
旧ID 47101
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